What counts as a moving house cost?
Moving house costs are the practical costs of getting from one property to another. They sit alongside buying costs and selling costs, but they are not always shown on solicitor or mortgage paperwork. That is why they are easy to underestimate.
The biggest item is often the removal company, but the full budget can also include packing materials, optional packing services, temporary storage, end-of-tenancy or pre-move cleaning, locks, repairs, new furniture, appliances, contents insurance, and a small contingency for surprises.
A good cost to move house calculator should help you separate these costs from the purchase price. Otherwise it can look like the mortgage number works, while the cash needed around the move is tighter than expected.